So when I have 2 1099-R's, one with 1 and the other with 1B as the distribution codes, why am I not allowed to spread the taxable amounts in both over 3 years, due to covid impact? When I was working on my taxes and entering the 1099-R's, one prompted me about covid impact, but the other did not. Is it because the one that didn't was a Roth 401k? And therefore the taxable amount was fully taxable for this year and I can't spread it out over 3 years like the traditional 401k? That doesn't make sense to me.
