@MsWillow wrote:
So, I get this question because I withdrew for 2 years and then deposited for 2020 and 2021. I was over 60 when I did my withdrawals. I've had this account since 2000 and may have covered traditional funds along the way. I don't have every contribution back 20 years and my bank only goes back 10 years. How do I answer this question?
If over age 59 1/2 then there is no penalty so you can just enter zero. Your 1099-R should have a box 7 code Q or T.
**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**
