Hi Champ,
I was just completing the 5329 form and was planning on requesting partial penalty relief, already had the forms in the envelope. After reading your message in regards to the penalty waiver and the exclamation advice, I am now going to ask for the full waiver of the penalty. And hopefully, this will all go away! (we paid the taxes on the money, didn't pay the penalty) I really really really appreciate your information and your description, especially the reasoning in layman's terms.
Thank you so much!!!!!
Heather
