DavidD66
Expert Alumni

Retirement tax questions

The IRAs should be rolled over to Inherited IRA accounts for the beneficiaries.  They can then take a distribution of 100%, or distribute over five years.  I recommend you get in touch with a IRA expert at one of the brokerages like Schwab, Fidelity, Merrill Lynch, etc. to guide you through the process.  Not an investment advisor.

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