I'm coming up with a similar issue, let's just say same place, different outcome. I have two 1099-Rs, one is from a Roth-IRA, for $72000, box 7 is "T". The second is for a Traditional IRA, $75000, box 7 is "7" and the IRA/SEP/SIMPLE box is checked. Filing MFJ, however spouse is deceased 3/2/2020. Only other items on the 1040 are 300 in qualified dividends/324 ordinary and -25000 on line 8 which is from schedule E rental property. If on the traditional IRA I say this is or is not for a qualified disaster/covid then I'm shown a normal tax due of $1040 (I'm owed the 2nd stimulus still). However, if I say it is withdrawn due to COVID, suddenly I owe $123,279,815. A little steep on ~$50,300 of taxable income! I can further toggle the issue by saying that its partially for Covid and entering $0, but $1 will revert back to the very large number. I did test positive for covid last July. There is a problem somewhere in the math, or taking 999,999,999 and multiplying it by 0.1233
