That's interesting that the forms are different for Spouse. The reason I selected COVID distribution is because my understanding from my financial advisor is that you cannot roll over a 401k if you are still employed with the company (which we both are) and the only reason we could initiate a rollover is because of the CARES Act and having been effected by COVID-19 financially allowed us to qualify.
I'm not sure if I would have any issued down the road if I don't select the COVID distribution as the reason for my wife, but at the same time, that CARES Act allowance was probably the only reason I could actually initiate a rollover from Fidelity and Vanguard so the hurdle is already passed. I'm definitely not paying taxes on a rollover that I did not convert to a Roth, haha.
