I deleted all 3 and then added one back to test it. You are correct that 1040 line 5b shows the taxable amount, only when my wife's name is selected - it does not appear when my name is selected.
Box 7 is distribution code 1 - Early distribution except Roth IRA, no known exception.
Box 2a shows the full amount that is in box 1, because this was a pre-tax 401k that was rolled into an IRA - no Roth conversion.
Box 5 shows 0.
I have the same exact layout for my 1099-R distribution code 1, except mine are through Vanguard and hers are through Fidelity, which shouldn't make any difference. What I find really odd, is that I can uncheck the box on the 1099-R that says "If Spouse's 1099-R, check this box" and Turbo Tax does not tax it...
Thank you for your advise, but still stuck paying tax on hers when I shouldn't be.
