Retirement tax questions

You are asking from TT Self-Employment.  Keep in mind that your IRA contribution is limited to your SE compensation (as defined below), not your gross income.   Per the IRS:

 

Self-employment income.

 If you are self-employed (a sole proprietor or a partner), compensation is the net earnings from your trade or business (provided your personal services are a material income-producing factor) reduced by the total of:

  • The deduction for contributions made on your behalf to retirement plans, and

  • The deduction allowed for the deductible part of your self-employment taxes.

Publication 590-A (2020), Contributions to Individual Retirement Arrangements (IRAs) | Internal Reve...