Marital Status: MFJ. Ages 64 and 69.
AGI: $270,000
We both collect Social Security
Wife has earned income of $6800
I have a government pension of $104,000. My wife does not have a pension other than SSI.
The rest of our income is investment income.
I understand my wife can make a contribution to a Roth IF we both are not covered by a pension plan.
My question: Because I am retired and collect a pension, does that mean I am enrolled in a pension plan?
