The program my wife is under will forgive her student loans after 10 years of payment. She was enrolled in the program 3 years ago and his been consistently making payments. We got married last year and filed a joint return. The student loan program notified my wife that she may no longer be eligible for the program because we filed a joint return and made over $100k between us. Would the best option be to file next year married filing separately so she can remain eligible?
