Retirement tax questions

I recommend you read this web reference regarding the various ways to deal with an overcontribution to a Roth IRA:

https://www.investopedia.com/what-to-do-if-you-contribute-too-much-to-your-roth-ira-4770686#:~:text=....

**Answers are correct to the best of my ability but do not constitute tax or legal advice.