The IRS states:
"How to treat withdrawn interest or other income.
You must include in your gross income the interest or other income that was earned on the excess contribution. Report it on your return for the year in which the excess contribution was made."
Therefore, if you know your earnings then you can report the earnings already on your 2020 tax return without having the 1099-R and avoid having to amend your 2020 tax return in 2022.
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