I used TurboTax for 2019, and am using the 2020 version also. In 2019 our AGI was $210,897. For 2020, our AGI was $196,369. For both 2019 and 2020 we both contributed the $7000 allowed to our Roths because we are both in our 60's. Last year, TurboTax did not give me a warning about an excess IRA contribution, yet this year when our AGI is lower, TurboTax tells me that we each have an excess of $250 in our Roths for tax year 2020. I don't understand. Please help.
