dmertz
Level 15

Retirement tax questions

If that's not the reason, it seems that the entries you've made in TurboTax indicate that you don't actually qualify.  See IRS Pub 590-A for the qualification requirements:  <a rel="nofollow" target="_blank" href="https://www.irs.gov/publications/p590a#en_US_2018_publink1000231191">https://www.irs.gov/publication...>