I earned unemployment and with that plus my W2 wages, I was over the $124,000. But with the new stimulus bill, up to $10,200 is exempt from Federal tax. So my AGI is under $124,000, but when I add my Roth IRA contribution, it tells me that my MAGI (which is the same as my AGI) is over $124,000 and I'm having to pay tax on the amount above $124K, but my MAGI is not above $124K. I should be allowed the entire Roth contribution limit with no penalty. How do I fix my return so I am not penalized?
