@dmertz
Thank you so much for your great info - I don't need to pay 10% early withdraw penalty!
My answer to your questions:
1. Roth IRA excess contribution ($6500) made in Jan 17, 2017 was for Calendar Year 2017, not for 2016.
2. Did you make any prior Roth IRA contributions that were not excess contributions? [ Yes, I did]
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Additional Questions:
1. Can I create substitute 2017, 2018, 2019 and 2020 1099-R (pay 6% excess-contribution penalties) with my current 2020 tax return in Turbotax (The formal1099-R will be available from brokerage firm in 2022).
2. when do I need to amend 1040-X for 2017, 2018, 2019 and 2020 to pay taxes on earnings?
Thank you so, so much!
