So for 2019, if it is tied in stocks, I need to have Schwab or myself sell stocks equivalent to 6K then take out the $6K to match it to the 2019 overcontribution? On the 6K contribution how do I report or account for the gains I made on that money?
To pay for the 6% penalty, is that something I do with the forms mentioned above? Or it is a separate action.
