@dmertz
Yeah, that seems to be the plan. I was on another call with Schwab to go over the re-characterization forms.
2019, 6K will be pulled out and moving to another brokerage account
2020 and 2021, $12K roth contributions will recharacterize as traditional ira
Regarding tax amendments now (which I have no idea how to do):
For 2019, do you or anyone else have experience amending with TurboTax? My assumption is that I think Schwab will give me a tax form for 2019 and I will need to make some adjustments. Just have no idea how to do it.
For 2020, amendments are pretty easy to do right? Since I filed already, I'm going to guess I need to go back and update with whatever Schwab forms they give me.
Appreciate any step-by-step walk through on the amendments. Thanks everyone for the help so far!
