@Opus 17 wish there was a way to communicate instead of this forum, but appreciate everyone's responses so far.
Is there a sequence of events I need to follow? I am in the process of filling out my forms to recharacterize the 3 years and roll it into a traditional IRA. Do I need to do something else first?
Like I mentioned, the money is now tied into stocks. And those stocks in my roth IRA have appreciated since. Do I need to sell everything in this account before I do anything?
