dmertz
Level 15

Retirement tax questions

Trustee-to-trustee transfers of an IRA are not reportable and you should not receive a Form 1099-R or see this reported on a Form 5498.  It is neither a distribution nor a rollover

 

If an IRA is instead moved by a distribution paid to you and subsequently you deposit the money into another IRA within 60 days, this would be a reportable distribution and rollover and you should have received a From 1099-R.

 

If the account at Edward Jones was not an IRA but was instead a qualified retirement plan like a 401(k), these can only be moved by distribution and rollover and you should have received a Form 1099-R that must be reported.