Hi Dana,
Really appreciate your reply.
I called TurboTax and they wanted to charge me $150 for each year to amend, so I will look to try to do this on my own.
I've already filed my taxes for 2020 a few weeks ago (prior to realizing this Roth IRA mistake). So I think I need to be amending 2019 and 2020. Per my talk with Schwab, they said I should be able to recharacterize 2021 to a traditional IRA, so shouldn't have any issues. (Let me know if your understanding is the same).
I will follow your steps below to review my 2019 and 2020 contributions. Do let me know if you have any additional tips/input on this. It is much appreciated.
Thanks.
