itsmdorsey
Returning Member

Fidelity is sending me a letter for Roth IRA Excess Contribution withdraw not a 2020 1099-R

I got married in March 2020, this combined salary put us over the limit for being able to contribute. I put in $2600 when I should have done zero. I got with Fidelity and did the forms for withdrawing excess contribution against 2020, but its now 2021. I have not filed 2020 taxes yet and would like to handle this with the 2020 return.

 

Fidelity will not be sending a 2020 1099-R they will be sending a letter with the amount earned on the $2600 that is taxable. 

 

Do I need to "fake" a 2020 1099-R to get Turbotax to allow me to enter line 4a and 4b on my 1040? Do I need to do anything with the 2021 1099-R I will receive from Fidelity that says I handled the withdraw in 2020?