I appreciate everyone’s help here.
Apparently, I needed to fill out a 8915-E.
For $150, I’m amazed that turbo tax doesn’t even mention it while “getting my maximum refund back” SMH. I never saw one pop up, other than the disaster option which did nothing while filing 🤔. Idk man
Guess I’ll be paying $10k now and hopefully I will get reimbursed some time this summer after my amended return clears.
thanks again for helping
