The Saver's Credit is a 'non-refundable' credit. That means this credit can reduce the tax you owe to zero, but it can't provide you with a tax refund.
To remove the credit :
- Login to your account.
- Select Federal from the left menu.
- Go to Deductions and Credits
- Scroll down to Retirement savings contribution credit in the Retirement and Investments section
- Continue to the screen Retirement savings contribution credit and answer Yes to the question "Were you a full time student during any five month in 2020?"
You won't qualify for the credit if you check that you were a full time student.
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