Retirement tax questions

@Coolkids007 
These articles should help demonstrate that your child doesn’t need to do their taxes for their earned income to be actually counted as earned income for purposes of contributing  to their Roth IRA.  Cash counts as earned income.

 

https://www.marottaonmoney.com/do-children-need-to-file-a-tax-return-to-fund-their-roth-ira-2020/

www.kiplinger.com/article/saving/t046-c001-s001-proving-a-child-has-income-for-a-roth.html