@macuser_22 wrote:
If you kept the money then the RMD question is irrelevant how you answer it. It's only purpose is to prevent rolling a RMD over. Nothing about the question or a RMD goes on a tax return at all - only the taxable distribution does.
Thanks for the response, but as I said, there is one other aspect of the RMD goes on the return... if you do not take the full RMD, there is a 50% penalty in a normal year on the difference between what you withdrew vs. the RMD amount. Depending on how I've answered these questions, I've seen form 5329 created that showed the 50% penalty. So TurboTax is not smart enough to know that there should not be any penalties this year. But the RMD questions do matter.
