Retirement tax questions

If you kept the money then the RMD question is irrelevant how you answer it.    It's only purpose is to prevent rolling a RMD over.   Nothing about the question  or a RMD goes on a tax return at all - only the taxable distribution does.

**Disclaimer: This post is for discussion purposes only and is NOT tax advice. The author takes no responsibility for the accuracy of any information in this post.**