Thanks ColeenD3. Allow me to ask the following: I erroneously overfunded my Roth by $7K on Jan 13, 2020 and then withdrew the $7K on Jan 21, 2020. Schwab issued a 1099R with an 8J distribution code. Is this correct? Is a 5329 even required in this instance? TT says there is no extra tax to pay because I took no withdrawals from a retirement account before retirement age. I am 64.
