It is probably marked on your W-2. Even if you did not contribute, if you were eligible to participate in a plan, you are considered covered by an employer plan. Look in Box 13 - if there is a checkmark on the Form and in TurboTax, then you are considered covered by a retirement plan. If your employer mismarked that box, then you should request a corrected W-2 as the IRS has the same copy you do. @GarysGirl
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