dmertz
Level 15

Retirement tax questions

If 20 days was within the free-look period, this Form 1099-R should have $0 in box 2a.  With $0 in box 2a, it should be shown in the summary as nontaxable income.  It's income only in the sense that it must be present on line 5a of Form 1040 where it has no effect on the rest of your tax return.