SamS1
Expert Alumni

Retirement tax questions

Click here for the instructions.  Check you income level, if you are under the Roth contribution limits, then you can simply re-characterize your traditional IRA contribution as a Roth IRA.  The 2020 modified adjusted gross income limits to take the full Roth IRA contribution are $196,000 for married filing jointly, $124,000 for all other filing statuses.