This kind of messed up on TurboTax's part, but you can actually get the Retirement Savings Contribution Credit applied without upgrading to Deluxe, BUT you have to switch to a different "free" TurboTax plan...that TurboTax doesn't tell you about. If you go through the IRS website, here: https://apps.irs.gov/app/freeFile/browse-all-offers you can switch to a plan called "IRS Free File Program delivered by TurboTax". Follow that and TurboTax will give you an option to switch to that plan. Even though TurboTax knows you qualify (based on what you've told them already), they seems to be playing dumb so you upgrade to the paid Deluxe version.
