Our state law on pension distributions is very confusing and goes into a lot of detail on annuities but very little detail on lump-sum distributions from a 401k. If we don't have to pay the 10% penalty for the federal taxes on it, I'm beginning to understand we may not need to pay Hawaii income tax on it either, but the examples used in their explanation of the law do not cover this scenario. And I don't know who I could ask besides the other self-filers out there; I don't think there's a state help line or anything...
