I am over 70 1/2 and used QCD's last year (2019). This tax year (2020) I had written QCD checks in January/Feb 2020 totaling 800.00. When RMD's were canceled for 2020 I decided not to take any RMD's - BUT take a discretionary distribution of 800.00 just to cover the QCD's. Have read in some finance columns that there is no tax benefit for QCD's in 2020 so do not take any RMD's. Am I OK entering the 1099-R as 800.00 with taxable amount "0"? Do I check the box in Turbo Tax indicating that this is not any RMD?
