DavidD66
Expert Alumni

Retirement tax questions

When you make a non-deductible contribution to your IRA, you have to file form 8606, which will track the value of your IRAs, and the amount contributed after tax. So that's how you keep track of what percent is pretax.

 

Instead of looking at it as being taxed twice, you can look at as make a non-deductible contribution, and converting some of your 401(k) rollover.

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