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Retirement tax questions
The additional 6% penalty i mentioned is for not correcting the excess from 2019 before the end of 2020.
The only thing that would make this all make sense is if you actually did a proper return of your 2019 contribution before October 15, 2020 and you are now overlooking that you had done that. Contact the Roth IRA custodian to figure this out. Figuring it out isn't going to to be possible on this forum.
‎February 20, 2021
6:00 PM