First, go over your entries and make sure they are correct.
The IRA could have been a non-deductible IRA will all contributions made with after-tax money or a qualified distribution from a Roth.
Please note: A qualified distribution from a Roth IRA is tax-free and penalty-free, provided that the five-year aging requirement has been satisfied and one of the following conditions is met:
- Over age 59½
- Death or disability
- Qualified first-time home purchase
