Nevermind. I went back and reviewed the part where the Deferral was and this time clicked No. (This is the problem if anyone can get to someone who actually cares about how TurboTax software is working, or rather not working.) Before as I said NO, it still took me to the error re Line 18 when you are in the REVIEW process, showing you that whole page filled with numbers as if you had said YES! I know, I did my entire taxes twice because of this!)
But this time after I went through the process as given above by @KathrynG3 , since I had been awarded a REFUND status, this time the Deferral page said "you are not eligible because you have a refund", so I filed, regardless of the fact that the Line 18 page still had bad info on it I think.
Since I am not eligible according to the software, then I assume it should not be a problem in any case!
All I can do now is HOPE that the IRS doesn't see this as a problem and reject it nor let it go then an auditor audits it after being flagged by this problem.
I am super disappointed in TurboTax. It took me over 18 hours all told to do my taxes which I usually do in about 4 or 6 hours here. All because Turbo Tax has this bug this year re Line 18 for Self Employed Taxes that people have been reporting since Jan 30 and it still has not been fixed! (I encountered the problem on Feb 16th!)
Anyway thanks to @KathrynG3 for helping me, but I am not marking it as a Solution because really the solution is not to have to deal with this TT error in the first place, and I am not 100% convinced that the solution is the best solution. If I get my REFUND I will come back here and add this as the Solution.
