That leaves me with a question. Let us say the original withdrawal was for $50,000 and $9,000 was taken out at the time for taxes. Then when the law was changed, $45,000 was returned to the IRA. That would leave $9,000 in taxes plus $5,000 personal withdrawal that was taken out for a total of $14,000 as a withdrawal. Will TT ask the right question to account for the total withdrawal and correct amount for taxes? Is the $5,000 or $14,000 counted as an "RMD"? Or just a withdrawal?
