you cant do the full 6k, it's a prorated amount
https://www.irs.gov/retirement-plans/plan-participant-employee/amount-of-roth-ira-contributions-that...
| married filing jointly or qualifying widow(er) | < $196,000 | up to the limit |
> $196,000 but < $206,000 | a reduced amount |
> $206,000 | zero |
