@frusfs I did take a distribution in 2020 but like I said I haven't contributed to my Roth in over 10 years. So if I say I contributed nothing in the prior year (I presume this means only the one year prior to the distribution?) then my distribution will be greater than my basis (if basis means only the prior year). However, there were many years prior that I contributed before quitting work. Your response seems to imply that because my distribution is more than my contribution (basis) I might be taxed. Doesn't make sense.
