I'm retired clergy. My 1099-R has my gross distribution which includes my housing allowance in box 1. Box 2b, taxable amount not determined, is checked. I calculated the taxable amount by subtracting our housing expenses from the gross and entered that in 2a. As I proceed in the Step by step, it sees that 2a doesn't match 1, and asks if I am using the simplified method or general method to calculate the taxable amount. which should I choose?
