I really appreciate all of your responses. According to page 2 of the 1099-R, the Code G states "Direct rollover of a distribution to.......an IRA. The IRS gives us 60 days within which to rollover to an IRA. We rolled over the 401K money to an IRA within seven (7) days. Also, Fidelity never properly advised us regarding the 3-27-2020 ruling that due to the pandemic, we are not required to take a distribution. We just took the money out and within 7 days, we rolled it over. We learned about the 3-27-2020 pandemic ruling last week when I started to prepare taxes via TurboTax. The problem is that our AGI will go up and our social security checks will go down. We live in $64,000 per year before taxes. I do not undertand these reponses.
