Retirement tax questions

@ReneeM7122 I'm sorry, but do you even read what you quoted from the IRS website?

 

"Rounding off dollars.

You can round off cents to whole dollars on your return and schedules. If you do round to whole dollars, you must round all amounts. To round, drop amounts under 50 cents and increase amounts from 50 to 99 cents to the next dollar. For example, $1.39 becomes $1 and $2.50 becomes $3.

If you have to add two or more amounts to figure the amount to enter on a line, include cents when adding the amounts and round off only the total."

 

That last sentence has clearly said to only round after adding original number with cents. TT software is round Proceed and Cost first before computing, which is the opposite of what the IRS says. I hope you guys actually read the whole thing before responding the generic quote again.