IRS does not tie QCD to MRD. IRS requires age 70-1/2, but it does not have to come out of MRD. When the tax law changed it only affected MRD, not the QCD.
TT does not account for this properly. From the IRA screen, it will not go to questions about QCD. I changed my birth year (looks like I'm 72), and then it will work.
TT needs to correct this in Step-by-Step and forms.
