Thanks for the insight, Dave.
I am not sure that is the case. The IRA money I entered as a traditional IRA was all recharacterized to Roth when asked if I recharacterized any of my contributions. The deduction as a traditional IRA was eliminated at that point.
Odd thing is that this question on the "Traditional IRA balance on 12/31/2020" is asked in two different spots in TT: Once under the IRA section and again under the 1099-R section. When I enter the full balance amount in the IRA section, nothing happens. When I enter it in the 1099-R section, that is when the refund decreases. I also tried messing around -with the program and put $0 in the 1099-R section and the full dollar amount in the IRA section. The refund did not change at that point. Then I put the full dollar amount in the 1099-R section and put $0 in the IRA section and the refund went down.
