ColeenD3
Expert Alumni

Retirement tax questions

IRA contributions after age 70½

For 2020 and later, there is no age limit on making regular contributions to traditional or Roth IRAs. For 2019, if you're 70 ½ or older, you can't make a regular contribution to a traditional IRA.

 

Check all your entries. Making myself age 80, I just made an IRA contribution. Make sure you had enough taxable income to take advantage of the deduction.