I am 64. I got a corrective distribution for excess 2019 contributions (refund) from my 401K in 2020. The notice says taxable distribution, can't be rolled over. Fed taxes were withheld but NYS taxes were not withheld on the distribution. Under "Where is this distribution from?" should I check off "Not eligible for exclusion for those over age 59 1/2?" What is "excluded" with that choice?
