@crlnwallace wrote:
That makes sense. Thank you! For some reason the way the tax brackets are drawn in Ohio we owe taxes even with a credit for filing joint, but if we file separate we each get a return. But since we both contributed to Roth IRAs this year its looking like we will have to file joint and bite the bullet on the state taxes.
Or withdraw the excess Roth contributions or recharacterize them as a traditional IRA contribution instead, if you are eligible.
