I over-contributed to a 2019 Roth IRA. I realized at the beginning of 2020, and withdrew the contributions before filing my 2019 taxes. Any earnings on the over-contributions were also removed by Vanguard. I received a check with the withdrawn amount (as a distribution) in 2020. However, because Vanguard indicated I would not receive the tax form for the withdrawal until the next year (2021), I did not report any of it on my 2019 taxes.
This year (2021), I received a 2020 1099-R for the withdrawal/distribution, and it has code BP in box 7. Taxable amount is shown as 0.00. The P seems to indicate that it is applicable as prior year income. I added it to my 2020 return but it doesn't seem to affect my tax burden.
Due to the code P, do I need to amend my 2019 return to take this 1099-R into account?
